The St. Andrews Retirement Fund

Stable Retirement Portfolio

 

Year Equity/Bonds S&P Return
2008
16.66%
-36.81%
2009
40.37%
26.36%
2010
20.38%
15.06%
2011
18.17%
1.89%
2012
7.71%
15.99%
2013
27.58%
32.31%
2014
13.18%
13.46%
2015
1.62%
1.25%
2016
8.35%
12.00%
2017
29.55%
21.70%
2018
16.10%
-4.56%
2019*
9.55%
16.04%
Avg Annual Return
17.63%
9.08%
Historical Max DrawDown
-9.80%
-52.30

April 30, 2019

 

CFTC Required Risk Disclosure

No representation is being made that any fund will or is likely to achieve profits or losses similar to those shown. There can be differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program.

One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

MaxDD = Maximum portfolio drawdown i.e. loss in the balance of the portfolio if this strategy was employed.